Pre – Approvals

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Pre – Approvals

House hunting is meant to be an enjoyable experience, but some buyers experience stress by not organising a pre-approval. This does not have to be the case.

Just picture being able to make an offer on a property, or raising your hand on auction day, with the knowledge of knowing that you have the funds lined up. You can have that piece of mind, by obtaining a Pre-approval.

The process of obtaining a pre-approval is quite simple.
Speak to a member of our team
At Mojo Digital Home Loans, we take the time to understand our clients’ financial requirements. To start the pre-approval process, we will ask you a series of questions: such as your employment history, your income, etc.
After we have the information we require, we will use this to work out your borrowing power and find the ideal loan product for you. We will also explain the various fees, charges and costs that are involved in your loan.
Applying for a pre-approval

Once you’ve chosen the loan you’d like to obtain, the next step is to sort out your application. Our team will guide you through the application process, including all the paperwork. Once you’ve completed this step our team will send your application off to the lender.

Getting approved

Once your application is received by the lender of your choice, they’ll go through the information you’ve provided, to make sure all the details are correct. They will also use a credit reporting agency to check your credit history. Once you have passed this process, the lender will approve your pre-approval.

MOJO Digital Home Loans

Please do not hesitate to send us a message. We are looking forward to hearing from you! We reply within 24 hours!

Call Us On:

0421 565 397

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