Savings Tips

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Savings Tips

There is no doubt that getting into the habit of saving money is a hard task for many. But with the right tips and tricks, you can save money even when you thought there was none to spare.
At Mojo Digital Home Loans, we focus on educating our customers on their financial options, allowing them to achieve their financial goals or treat themselves to that much-needed holiday they’ve been putting off for so long
The 3 main steps to saving are:
Create a budget
At the heart every savings plan there is always a budget. Budgeting helps you prioritise your expenses and find a comfortable balance between spending and saving. By checking your credit card statements, bills, banks statements and receipts, you can work out all your regular out-going expenses, such as your rent or home loan, transport, groceries and more.
Once you’ve listed your out-going expenses, you then deduct these expenses from your income. By doing this, you’ll be able to work out how much money you have left over to transfer into a savings account.
Pay off your debt
Paying off any existing credit card debt is important to your savings plan. Some credit cards have higher interest rates than others, and even the strictest budgets can be affected by these. To avoid missing your credit card repayments, we recommend setting up direct payments. We also recommend paying more than the minimum payment required, otherwise you’ll end up paying a lot more in interest.
Automate your payments
Setting up automatic payments for your phone bill, utility bills, credit card bill or any other regular bills will help you not only with your savings goal but with your future financial position. You don’t want to have a bad credit rating as it can have consequences on your financial future.
How we can help you
At Mojo Digital Home Loans we care about our customers financial future. If you’re struggling to pay off your debt or need more information on how to achieve your savings goals, contact us today, Fill out our enquiry form and a member of our team will be in touch.

MOJO Digital Home Loans

Please do not hesitate to send us a message. We are looking forward to hearing from you! We reply within 24 hours!

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0421 565 397


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